Comments for The Stupid Appraiser http://thestupidappraiser.info "Anybody Can Be An Appraiser" - when it comes to Real Estate... Sun, 05 Sep 2010 15:31:06 +0000 http://wordpress.org/?v=2.7.1 hourly 1 Comment on Holding the bag, again by Mike Favela http://thestupidappraiser.info/?p=43&cpage=1#comment-92 Mike Favela Sun, 07 Mar 2010 12:51:56 +0000 http://karrart.com//appraiser/stupid/?p=3#comment-92 I agree, we get blamed for everything these days. have seen alot of bad work out there lately, it seems even worse than before all of this fraud hysteria. I have been trying to tell all of my associates that they need to be able to back-up everything they state in their reports, because everyone is checking, and they have the means to do it. We've been getting requests to check the accuracy of the neighborhood ratings, market conditions, marketing times Etc of reports that have been reviewed. I do like not getting phone calls from LO's at all hours of the day and night beating me up because the appraisal didn't make value. I don't miss that at all. When I started in 1974, I was taught that checking the value for a client or homeowner was part of our service, now its against the law. I was also taught,not to cross the line, no matter what. Back then, I trained with 5 different MAI appraisers and I didn't do anything on my own until they all thought I was sufficently trained. Now days, these new guys come in, ride around for a couple of weeks with some appraiser with not much more experience, and they are out there appraising, if that is what you call it. These are the same people the HVCC was made for and consequently, they are the only guys stupid enough to do a $150-$200 appraisal. So this new Code has done nothing but put a lot of people out of business. The emphasis should be on adequate training. There should be some sort of apprentice program. Train with three or four different highly experienced appraisers. Give the Appraisers doing the training ACE credit. Get back to basics. I'm tired of these so called underwriters, reviewers, AMC helpers, who in most cases don't know the first thing about appraising, except what's in their little manual, and if it doesn't fit into their little envelope, they freak. We should be dictating to them. I spend most of my days trying to explain very basic appraisal principal and logic to a bunch of idiots. If you really want to freak em out, no matter what their request is,tell them that it is a violation of USPAP, or some rule, or throw in the coersement word and the become instantly silent. They dont know what any of that is, no clue, nada, We all need to start speaking up, before it's too late. I'll go ahead and shut-up now, It's early and I've been here all night. Happy Sunday!! Thanks I agree, we get blamed for everything these days. have seen alot of bad work out there lately, it seems even worse than before all of this fraud hysteria. I have been trying to tell all of my associates that they need to be able to back-up everything they state in their reports, because everyone is checking, and they have the means to do it. We’ve been getting requests to check the accuracy of the neighborhood ratings, market conditions, marketing times Etc of reports that have been reviewed. I do like not getting phone calls from LO’s at all hours of the day and night beating me up because the appraisal didn’t make value. I don’t miss that at all. When I started in 1974, I was taught that checking the value for a client or homeowner was part of our service, now its against the law. I was also taught,not to cross the line, no matter what. Back then, I trained with 5 different MAI appraisers and I didn’t do anything on my own until they all thought I was sufficently trained. Now days, these new guys come in, ride around for a couple of weeks with some appraiser with not much more experience, and they are out there appraising, if that is what you call it. These are the same people the HVCC was made for and consequently, they are the only guys stupid enough to do a $150-$200 appraisal. So this new Code has done nothing but put a lot of people out of business. The emphasis should be on adequate training. There should be some sort of apprentice program. Train with three or four different highly experienced appraisers. Give the Appraisers doing the training ACE credit. Get back to basics. I’m tired of these so called underwriters, reviewers, AMC helpers, who in most cases don’t know the first thing about appraising, except what’s in their little manual, and if it doesn’t fit into their little envelope, they freak. We should be dictating to them. I spend most of my days trying to explain very basic appraisal principal and logic to a bunch of idiots. If you really want to freak em out, no matter what their request is,tell them that it is a violation of USPAP, or some rule, or throw in the coersement word and the become instantly silent. They dont know what any of that is, no clue, nada, We all need to start speaking up, before it’s too late. I’ll go ahead and shut-up now, It’s early and I’ve been here all night. Happy Sunday!! Thanks

]]> Comment on Legislating Honesty by TheStupidAppraiser http://thestupidappraiser.info/?p=409&cpage=1#comment-51 TheStupidAppraiser Tue, 04 Aug 2009 03:32:12 +0000 http://thestupidappraiser.info/?p=409#comment-51 Thanks, Jenn! Thanks, Jenn!

]]> Comment on Legislating Honesty by Jennifer Cote http://thestupidappraiser.info/?p=409&cpage=1#comment-48 Jennifer Cote Mon, 03 Aug 2009 12:00:21 +0000 http://thestupidappraiser.info/?p=409#comment-48 You do a great rant!! Still my favorite line: "the more laws and regulations, the more insidious the crook" You do a great rant!!

Still my favorite line: “the more laws and regulations, the more insidious the crook”

]]> Comment on Legislating Honesty by TheStupidAppraiser http://thestupidappraiser.info/?p=409&cpage=1#comment-46 TheStupidAppraiser Sun, 02 Aug 2009 20:01:32 +0000 http://thestupidappraiser.info/?p=409#comment-46 Thanks - I'm dead serious, though - but no use crying over spilt milk, as they say. Gotta go forward - "WE" are smarter than "THEM", we've just been lazy. Thanks - I’m dead serious, though - but no use crying over spilt milk, as they say. Gotta go forward - “WE” are smarter than “THEM”, we’ve just been lazy.

]]> Comment on Legislating Honesty by Rita Bradley http://thestupidappraiser.info/?p=409&cpage=1#comment-45 Rita Bradley Sun, 02 Aug 2009 19:35:52 +0000 http://thestupidappraiser.info/?p=409#comment-45 You made me laugh! You made me laugh!

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